Liability insurance: This type of insurance covers the costs of damages or injuries caused to other people or their property in an accident where you are at fault.
Collision insurance: This coverage pays for the repairs or replacement of your vehicle if it is damaged in a collision with another vehicle or object.
Comprehensive insurance: This coverage protects your vehicle from damage caused by non-collision incidents, such as theft, vandalism, natural disasters, or hitting an animal.
Uninsured/underinsured motorist insurance: This coverage helps pay for your medical expenses and property damage if you are in an accident caused by a driver who does not have insurance or does not have enough insurance to cover your costs.
Personal injury protection (PIP): This coverage helps pay for medical expenses, lost wages, and other costs related to injuries sustained in a car accident, regardless of who is at fault.
Medical payments coverage: This coverage helps pay for medical expenses for you and your passengers if you are injured in a car accident, regardless of who is at fault.
Gap insurance: This coverage pays the difference between the actual cash value of your vehicle and the amount you owe on your auto loan or lease if your vehicle is totaled in an accident.
Rental reimbursement coverage: This coverage helps pay for the cost of renting a vehicle while your car is being repaired after an accident.
Towing and labor coverage: This coverage helps pay for the cost of towing your vehicle to a repair shop and for any necessary labor costs.
Classic car insurance: This specialized coverage is designed for vintage or collectible cars and provides protection for the unique needs of these vehicles.
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